Stripe Fee Calculator

With this Stripe fee calculator, you can quickly and easily calculate how much you can expect to pay with any Stripe transaction. As one of the most popular payment processing tools in the world, Stripe appeals to countless companies worldwide. However, like most payment processors, it’s important to remember the various fees you’ll need to consider.

Stripe Transaction fees can quickly add up if you’re not careful. That’s why we’ve put together this calculator, to ensure every store owner can accurately figure out how much they can expect to pay whenever they process a transaction with Stripe.

The calculator below is quick and simple to use. All you need to do is enter the amount you want to calculate for into the box below, and the calculator will let you know exactly how much you can expect to pay. This will help you to avoid excess, or unexpected charges when you’re taking credit card payments with Stripe.

Stripe Fees Calculator

Stripe Transaction Fees

Stripe’s payment and transaction fees vary depending on a host of different factors.

For instance, in Europe, if you’re accepting credit and debit card payments, you can expect to pay a fee of 1.4% plus 20p. If you’re taking international payments, that fee goes up to 2.9% plus 20p. You’ll also have access to things like 3D secure authentication, card account updating, and other features for free with your Stripe account.

Adaptive acceptance (with machine learning) charges 0.08% of each transaction, while local payment methods around the world usually start with a 1% transaction fee (20p minimum and £2 maximum). Instant pay-outs also cost 1%.

Other fees you can expect to encounter include:

  • Billing: 0.5%
  • Invoicing: 0.4%
  • Connect: included
  • Custom or express onboarding: 0.25% (Starting)
  • Tax: 0.5%
  • Radar machine learning 4p per transaction
  • Radar for fraud teams: 6p per transaction or 2p for accounts with 1.4% and 20p pricing
  • Chargeback protection: 0.4%
  • Terminal: 1.4% plus 10 p for European cards or 2.9% plus 10p for non-European
  •  Card reader: £49 for Wisepad 3, or £179 for BBPOS WisePOS E
  • Atlas: One time $500
  • Sigma: 1.5p (starting price)
  • Issuing: £3 per physical card
  • International payments: 1% plus 30p
  •  Disputes: £15 per lost dispute
  • Premium support: Starting at £1,400 per month

There are various FAQ guidelines on Stripe to help you understand the way online transaction fees are calculated. Remember, using different features for your stripe payment could lead to more stripe processing fees. You can also see the costs as they differ between USD and other fees for your business model. Be cautious about currency conversion fees.

Stripe Pricing Options

Stripe aims to deliver pricing to suit all kinds of businesses, which is why you can choose between either an integrated payment system, with everything you need to manage your payments, or you can get a “customized” solution. The integrated per-transaction pricing comes with tools to build your checkout flow, like a custom UI kit, embeddable checkout, PCI compliance, invoice support, and more. Other features include:

  • Global payments in 135+ currencies
  • Local payment methods and global support
  • Subsidiary support
  • Comprehensive secure payment management
  • Data encryption and regulatory support
  • Control pay out timing and access unified payouts
  • 24×7 support and technical guidance
  • Real-time and unified reporting
  • NetSuite and QuickBooks support
  • Developer dashboard with testing tools
  • 450+ integrations and extensions
  • Client libraries and SDKs
  • Android and Apple applications
  • Collaboration notes
  • Dashboard for unifying operations
  • Programmatic dispute handling
  • Measuring and monitoring for disputes

Strike can also set up recurring subscriptions and invoicing for your business, so you can reconcile payments with speed. There’s access to payments for marketplaces and platforms in more than 30 countries from a single platform. You can also use Standard Connect to add payments to your platform easily. RADAR from Stripe even helps with things like fraud prevention via machine learning algorithms, with blocking and fraud detection for all kinds of businesses.

The integrated suite is a little simpler to get started with but building your own custom package might be the ideal choice if you want to access things like unique volume discounts, multi-product discounts, specific rates for certain countries, and interchange pricing. If you’re looking for a fixed fee, however, Stripe can be a little difficult to prepare your bank account for. That’s why we made this stripe fees calculator to accompany Stripe’s website and show you the total amount you can expect to pay.

Preparing for Stripe Fees

For an ecommerce company, finding the right solution for managing transactions without paying too many additional fees is crucial. There are various products out there, from PayPal, to tools for ACH payments and more. Understanding stripe charges when you take online payments is essential to getting the most from your payment gateway.

Stripe stands out as one of the most popular processing solutions for today’s online sellers. Known for security, versatility, and excellent performance, Stripe is a market-leader in getting you the money you deserve for your services and products. You can sell with Stripe worldwide, take international payments, and even create your own integrations with an API environment.

For those struggling to set up an initial business environment, a Stripe integrated solution makes it quick and easy to start selling online. You can use our Stripe fee calculator to estimate exactly what you can expect to pay. If you need something more specific, you can reach out to Stripe to create a custom plan unique to your needs. The custom plans may be more expensive, but they’ll be made for you.


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